How to Use Your Tax Refund on a New INFINITI in Orlando
Every spring, Central Florida families start doing the math. The refund hits the account, and suddenly a car upgrade that felt out of reach starts feeling a lot more realistic. This year that math looks better than it has in a while. Refunds are running higher in 2026 than they were last spring, and there is a new federal benefit that rewards buyers who finance a U.S.-assembled vehicle. The 2026 INFINITI QX60 qualifies on that front, and right now is a genuinely good time to come take one for a drive.
Are 2026 Tax Refunds Actually Higher This Year?
Yes, and the numbers back it up. According to IRS filing data, the average federal tax refund as of February 13, 2026, was $2,476, up roughly 14 percent from the same point in 2025. The IRS also noted that figure is expected to grow as more returns are processed, since early filings do not yet capture all filers.
Your refund depends on your own tax situation, so your number could be higher or lower. But for a lot of families across Orlando, Winter Park, Kissimmee, and the surrounding area, a refund in that range puts a real down payment within reach this spring.
What Is the New Car Loan Interest Deduction for 2026?
Starting with the 2025 tax year, eligible buyers can deduct up to $10,000 per year in interest paid on a qualifying new car loan. According to Kelley Blue Book, the deduction runs through 2028 and applies to both standard and itemized filers, which makes it more accessible than most deductions people are used to seeing.
To qualify, the vehicle must be brand new, assembled in the United States, and purchased for personal use. Income limits apply as well. This is genuinely a question for your tax advisor. What we can help with is confirming whether a vehicle meets the U.S. assembly requirement before you make any decisions.
Does the 2026 INFINITI QX60 Qualify for the Deduction?
According to INFINITI's national offers page, the 2026 QX60 is assembled in the United States, and buyers may be eligible for a deduction of up to $10,000 on annual loan interest. We carry the same disclaimer: please confirm your eligibility with your own tax advisor before factoring this into any decisions.
When you visit us, we can show you the window sticker and walk through the assembly details on any vehicle you are considering. A VIN starting with 1, 4, or 5 confirms U.S. assembly. For the QX60, that is already confirmed. For any other model, we will check it with you on the spot.
Current INFINITI Offer on the QX60
On top of the refund and deduction opportunity, INFINITI is currently offering up to $6,000 in bonus cash or 0% APR for 36 months on the 2026 QX60. Offers vary by trim and eligibility and are subject to change.
Check Our Current SpecialsWhat Are the Best Ways to Use a Tax Refund When Buying a Car?
A refund is cash, which means it gives you choices at the buying stage that most people do not have. Here are three ways to put it to work.
- Put it toward your down payment. More down means less financed, a lower monthly payment, and less interest paid over the life of the loan. Our finance team can run those numbers on any vehicle you are considering, no pressure, just the actual math.
- Cover the upfront costs. Taxes, fees, and first-month costs are all due at signing. Using your refund to take care of those means you are not starting ownership already feeling stretched.
- Step up a trim. The features that matter most to you might be one grade above where you started looking. On the QX60, that could mean the 16-speaker Klipsch audio on the Luxe, the sport-tuned suspension on the Sport, or the massaging front seats and ProPILOT driver assist on the Autograph. A refund can close that gap without forcing a stretch on the monthly.
Why Is Spring a Good Time to Buy a New INFINITI in Orlando?
According to Cox Automotive, spring is historically one of the stronger periods for vehicle sales as refunds reach consumers. Inventory tends to move faster during this window, and selection is at its widest before the season peaks.
We have been serving Central Florida for over 35 years, and we see this pattern every spring. Families who have been on the fence tend to make their move between February and April. If the QX60 has been on your radar, this is a good time to stop thinking about it and come see it in person. Our showroom is at 4237 Millenia Blvd, right next to the Mall at Millenia, and we are an easy drive from Winter Park, Winter Garden, Ocoee, Kissimmee, and Lake Mary.
Come See the 2026 QX60
Take one out for a drive and let us show you what current offers and financing look like for your situation.
View Current INFINITI SpecialsWhat Makes Buying From Us Different?
We run things a little differently than a typical dealership, and it is worth knowing before you visit.
Our 1Price Program on pre-owned vehicles means the price you see is the lowest it is going to be. No back-and-forth, no waiting on a manager.
Our KBB Instant Cash Offer tool lets you get a fair trade-in estimate online before you set foot in the showroom. Add that value on top of your refund and you may have more to put down than you expected.
Our 3-Day/300-Mile Exchange means if you take a vehicle home and it does not feel right, you have three days and 300 miles to make a change.
Our QuickBuy tool lets you start the entire process online if you prefer to handle things before you come in. And our finance team works with multiple lenders. Lease versus finance, refund as down payment, trade factored in, hitting a monthly target: we have worked through every version of that conversation, and we are glad to work through yours.
Find Out What Your Trade Is Worth
Use our KBB Instant Cash Offer tool before you visit. A few minutes and you will know exactly where you stand.
Get My Trade-In ValueWhat people ask about using a tax refund to buy a car in Orlando
Can I use my tax refund as a down payment on a new car in Orlando?
Yes. Your refund is cash and works toward a down payment just like any other payment. More down means less financed, which typically means a lower monthly payment and less total interest over the loan. Our team can show you exactly how different amounts affect your numbers on any vehicle you are considering.
Does the 2026 INFINITI QX60 qualify for the new car loan interest deduction?
According to INFINITI's national page, the 2026 QX60 is U.S.-assembled and buyers may be eligible for a deduction of up to $10,000 on annual loan interest. Whether you personally qualify depends on your income, loan terms, and IRS requirements. Your tax advisor is the right person to confirm that for your situation.
What is the new car tax deduction for 2026?
A provision that took effect for the 2025 tax year allows eligible buyers to deduct up to $10,000 per year in interest paid on a qualifying new car loan. The vehicle must be brand new, U.S.-assembled, and purchased for personal use. The deduction runs through 2028 and does not require itemizing. Income limits apply.
What INFINITI models are assembled in the United States?
INFINITI has confirmed the 2026 QX60 is U.S.-assembled. If you are considering a different model, we can verify the assembly information on the window sticker before you make any decision.
Is spring a good time to buy a new INFINITI in Orlando?
Generally yes. Refunds reach consumers between February and April, which historically drives stronger buyer activity. If the QX60 has been on your list, spring tends to be when people stop waiting and come in.
Tax information on this page is for general informational purposes only and is not tax advice. Eligibility for the car loan interest deduction depends on your individual circumstances including income, vehicle assembly location, loan terms, and IRS requirements. Please consult a qualified tax advisor before making any financial decisions based on potential tax benefits. INFINITI has confirmed that the 2026 QX60 is assembled in the United States and may be eligible for this deduction. Final eligibility is determined by the IRS and your personal tax situation. Vehicle pricing, offers, inventory, and availability are subject to change. Contact Orlando INFINITI for current information.